Navigating the Off-Road: Unraveling the Benefits of Off-Road Vehicle Insurance
In the adrenaline-fueled world of off-road adventures, the last thing enthusiasts want to worry about is unexpected mishaps and accidents. That's where off-road vehicle insurance comes into play, providing the peace of mind and financial protection necessary to fully enjoy the thrill of the ride. At Love & Persson Group, we are excited to announce our new comprehensive ORV Insurance Policy. Here are some of the highlights:
- Replacement Cost Endorsement for Brand New Snowmobiles and ATV’s: Picture this – you just invested in a brand-new snowmobile or ATV. With the Replacement Cost Endorsement, in the unfortunate event of a total loss, your insurance will cover the cost of a replacement, ensuring you're back on the trail without skipping a beat.
- Discounts for Seasoned Riders: Age and experience have their perks. Riders who are 50 years of age or over can enjoy a generous 15% discount on their off-road vehicle insurance, making the thrill of the adventure even more rewarding with age.
- Safe Rider Discounts and Courses: Safety is paramount, and this insurance policy rewards safe riders. Snowmobile enthusiasts, who remain claim-free and traffic conviction-free, can enjoy a 10% safe rider discount with purchase of a Snopass. Additionally, a 5% discount is available for those who complete a snowmobile safety course (discount applied when snowmobile safety course card is presented – available through snoman.mb.ca)
- No Inspection Required: Spare yourself the hassle of inspections. Off-road vehicle insurance understands the unique nature of these vehicles and skips the inspection process, making it easier for enthusiasts to get the coverage they need without unnecessary red tape.
- Flexible Deductibles: Tailor your insurance to fit your budget and needs with a choice of deductibles – $1,000, $750, or $500. This flexibility ensures that you can find a plan that suits your financial preferences.
- Comprehensive Coverage: Off-road adventures can sometimes lead to unexpected challenges like breaking through ice or sinking in muskeg. Fear not – your off-road vehicle insurance has you covered for these situations, providing the necessary financial support to recover from these unexpected mishaps.
- Salvage Recovery and Accessories: In the unfortunate event of an accident, your insurance includes up to $2,000 for salvage recovery costs, helping you retrieve your vehicle. Moreover, you can breathe easy knowing that up to $2,000 is allocated for accessories, ensuring your customized off-road vehicle is restored to its former glory.
Embark on your off-road journey with confidence, knowing that the right insurance coverage has your back. Whether you're tearing through snow-covered trails or conquering challenging terrains, off-road vehicle insurance is your key to worry-free adventure. Contact our office today at 204-622-7600 or book a meeting using the button on our website to learn more and get your favourite toys properly insured!
Jordan Shuttleworth, CAIB
Love & Persson Group - Insurance Broker